Privacy Policy

1. Introduction & Our Commitment

Finance Corner Zone ("we," "us," "our") is a fiduciary, fee-only financial planning firm. Because fiduciary duty begins with privacy, we treat your personal and financial information as confidential by contract and by design. This Privacy Policy explains what data we collect through financecornerzone.com (the "Site"), why we collect it, how we protect it, and the rights you hold over it under U.S. privacy laws, including the California Consumer Privacy Act (CCPA/CPRA) and analogous state statutes.

By using the Site, submitting a form, or subscribing to our newsletter, you agree to the practices described here. If you do not agree, please discontinue use of the Site.

2. Information We Collect

2.1 Information you provide directly

• Contact & booking forms: name, email address, phone number, selected service, preferred package, preferred date, and message content.
• Newsletter subscription: email address (and optional preferences).
• Client onboarding (off-Site): financial documents you voluntarily share under our separate client agreement.

2.2 Information collected automatically

• Device and log data: IP address, browser type, operating system, referring pages, pages visited, and timestamps.
• Cookies and similar technologies used for session continuity, security, and anonymous analytics (see Section 5).

2.3 Information we do NOT collect

We never request bank login credentials, card numbers, or Social Security numbers through website forms. We do not knowingly collect data from children under 16.

3. How We Use Your Information

• To respond to inquiries and schedule your free consultation within one business day.
• To deliver, maintain, and improve our financial planning services and the Site.
• To send the newsletter you subscribed to (with a one-click unsubscribe in every issue).
• To comply with legal, regulatory, and fiduciary record-keeping obligations.
• To protect against fraud, abuse, and security threats.

We do not sell, rent, or trade your personal information to any third party, for any reason, at any time.

4. How We Share Information

We share data only with service providers essential to operations, under written confidentiality agreements:

• Hosting & email delivery providers that process forms and newsletters on our servers.
• Professional advisors (attorneys, accountants) bound by professional confidentiality.
• Law enforcement or regulators only when legally compelled by valid process.

In a merger or acquisition, personal information transfers only under terms at least as protective as this Policy.

5. Cookies & Analytics

We use strictly necessary cookies for security and session function, and privacy-respecting anonymous analytics to understand aggregate Site usage. We do not use cross-site advertising trackers. You can disable cookies in your browser settings; core Site features will continue to work.

6. Data Security & Retention

Data is encrypted in transit (TLS 1.2+) and at rest (AES-256). Access is limited to authorized personnel under multi-factor authentication. Inquiry and newsletter records are retained only as long as needed to serve you or as required by law (typically 3–7 years for fiduciary records), then securely deleted or anonymized.

7. Your Privacy Rights (USA)

Depending on your state of residence, you may have the right to:

• Access, correct, or delete your personal information;
• Opt out of any sale or sharing (we sell nothing — always opt-out by default);
• Limit use of sensitive personal information;
• Not be discriminated against for exercising these rights;
• Unsubscribe from marketing emails at any time via our unsubscribe page or the link in every email.

To exercise any right, email info@financecornerzone.com or call (704) 588-6086. We verify requests and respond within 45 days.

8. Third-Party Links & Fonts

The Site links to external resources (e.g., maps, font and icon CDNs). These operators have independent privacy practices; we encourage reviewing their policies. We are not responsible for their content or handling of your data.

9. Children's Privacy

The Site is intended for adults 18+. We do not knowingly collect personal information from minors. If we learn a minor's data was submitted, we delete it promptly upon notice.

10. Changes to This Policy

We may update this Policy to reflect legal or operational changes. Material changes will be announced on this page with a revised effective date at least 14 days before taking effect. Continued use after the effective date constitutes acceptance.

11. Contact Us

Finance Corner Zone — Privacy Officer
881 Glenn Rd, Clover, South Carolina 29710, USA
Email: info@financecornerzone.com · Phone: (704) 588-6086